What is Motor Home & RV Insurance?
Motor home and RV insurance keeps you and your home on wheels protected—whether you’re traveling across the country or parked at your favorite campground. Policies are tailored for the unique needs of RV owners, combining auto, property, and liability protection in one.
Insure Your RV From:
Collision & Accidental Damage
Comprehensive Loss
Personal Belongings Theft
Personal Liability
Campsite & Vacation Liability
Emergency Roadside Assistance
FAQ
Is RV insurance required?
Yes, motorhomes and RVs must be insured to be driven legally. Liability is required in most states, and comprehensive/collision are highly recommended.
What does RV insurance cover?
It covers collision, liability, comprehensive (theft, vandalism, weather), personal property, roadside assistance, and sometimes vacation liability.
Can I insure a full-time RV lifestyle?
Yes, specialized policies are available for full-time RVers, including coverage for personal liability and possessions wherever you travel.
Does it cover towed vehicles or trailers?
Many policies can extend coverage to towed vehicles, trailers, and attachments—just ask your agent about your setup.